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Charcol offered us the best options and something we could never have found searching the market ourselves.


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They were professional and personable. I would definitely use them again and have already recommended them to friends. The were both professionally friendly and polite throughout. They communicated at every step and provided a very efficient service. I really liked the attitude of our advisor Tom Blackler, personable, professional with no hint of the "hard sell" I've experienced with similar financial advice in the past. He was genuinely interested in us and what we needed.

I got excellent service from Steve and Katy.


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  4. Much appreciated to both of you. Regards Ade. Read more testimonials.

    Home Mortgages Best Mortgage Deals. Compare the best cashback mortgages. Tell us what type of mortgage you're looking for? The loan type I would like is repayment interest only Advanced filters. Product type Fixed. Additional filters Cashback. No booking or arrangement fee. No early repayment charge.

    Overpayments allowed. Buy to let filters Limited company buy to let. Professional landlord. Product code GUU. Initial rate 1. Yes Early Repayment charges 2.

    How does cashback and Topcashback work?

    More info Speak to a mortgage expert on or Enquire now. Product code BV. Product code FXY. Product code DC3. Product code Q Product code QMF. Yes Early Repayment charges 3. Product code C3. Product code STZ.

    Cashback Deals ⇒ Cheap Price, Best Sales in UK - hotukdeals

    Yes Early Repayment charges 5. Product code H6X. Product code MPU. When choosing the best cashback mortgage offer, expertise counts Use this tool to find a lucrative cashback mortgage offer that is exclusive to an independent broker like John Charcol. For example, when I signed up with Kuflink and Funding Circle — both issued the relevant cashback within a month.

    Terms change from time to time, so we would advise checking that you are happy with the holding period prior to investing. Provided the platform you are investing in remains in business, you should receive the cashback advertised. When you use normal cashback websites such as Quidco or TopCashback, your transaction needs to be successfully tracked in order to receive payment.

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    However, the referral links on this website simply direct you to the P2P platforms website. Cashback is paid to you by the P2P platforms rather than via third party, removing the risk of non-payment.

    No, you should never invest solely based on cashback offers alone. You need to ask yourself whether you would be comfortable investing if the offer was not available.

    Frequently Asked Questions (FAQs)

    If you would be happy to invest anyway then consider the cashback an extra bonus. When I first started investing in peer to peer lending, I researched the various platforms and made a list of those I felt most comfortable investing in. I then narrowed down that list based on the best cashback offers available at the time.

    At the time of my investment, I was able to obtain a return of 5. This excludes the interest I expect to receive over the course of the investment term. At the time of writing, government guidelines state that P2P cashback received by the referred individual is not subject to income tax. In my opinion, P2P lending provides a good alternative investment option to supplement a wider investment portfolio which also includes share and bond investments.